There’s a lot to consider when deciding what risks you should insure your business against. The best place to start is with those risks that would be financially disastrous if left uninsured (such as fire, business interruption & public liability).

If you rent premises you may also have other responsibilities under the lease, such as insuring glass or selecting a liability sum insured that’s specified by your landlord.

Depending on the nature of your business the other risks you face can range from negligible through to being a noticeable impost on your cashflow (say the breakdown of an A/C that necessitates replacement of the whole system). What’s more is that these risks can also change over time.

Whatever risks you face, we’ll help you sift through the available cover options as well as assisting you to review them each year.